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As the festive spirit of October envelops India with jubilant celebrations of Durga Puja, Dussehra, and the eagerly anticipated Diwali, many individuals are left pondering the question: Will banks remain operational tomorrow, Saturday, October 4, 2025?
Whether you are looking to deposit a cheque, withdraw cash for your festive shopping, or manage loan repayments, this article serves as your ultimate guide to navigating banking hours during this busy period.
According to the Reserve Bank of India’s (RBI) official holiday schedule, the majority of banks throughout the country will operate on October 4, with the exception of Sikkim (specifically the Gangtok region), where banks will be closed in observance of Durga Puja (Dasain), a significant festival that marks the victory of good over evil.
Quick Update for October 4, 2025
- General Regions: Banks will be OPEN since October 4 is the first Saturday, which is not recognized as a public holiday under the Negotiable Instruments Act, 1881.
- Sikkim (Gangtok): Banks will be CLOSED for Durga Puja (Dasain), as part of a multi-day festive closure from October 1–4.
- Digital Banking Services: UPI, internet banking, and ATMs will be accessible around the clock, making it easier for you to manage your festive expenses.
Advice: Make sure to check your bank’s app (such as SBI, HDFC, or ICICI) for specific branch hours, as they may differ from one location to another.
Understanding RBI’s Weekend Banking Policies
The RBI has established clear regulations regarding bank closures:
It is mandatory for all scheduled commercial banks to adhere to specific closure days on weekends. Nationwide, banks will be closed on the second Saturday, which falls on October 11, 2025, and the fourth Saturday, which is October 25, 2025.
Furthermore, all Sundays, including October 5, 12, 19, and 26, 2025, will be designated as non-banking days across the nation.
Since October 4 is the first Saturday, normal banking operations will continue unless a localized holiday is observed.
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Options If Your Bank Is Not Operational
- Online Banking: Utilize UPI, NEFT, RTGS, or IMPS through mobile applications or internet banking to facilitate your festive transactions.
- ATMs: Available for cash withdrawals and deposits, making them convenient for any last-minute festival preparations.
- Banking Applications: Use apps such as SBI YONO, HDFC MobileBanking, or ICICI iMobile to verify branch operating hours.
- Customer Service: Reach out to your bank’s helpline (for example, SBI: 1800-11-2211) for any specific inquiries you may have.
As the month of October unfolds with festivities like Durga Puja, Dussehra, and Diwali, it is likely that there will be increased regional closures later in the month. Stay informed by checking the RBI’s Official Website for updates and planning accordingly. – RBI Holiday Matrix
(Disclaimer: Bank hours may differ by location. Always confirm with your bank for the most accurate information.)
